Recently, I have discovered that I have a problem that needs to be solved. My crisis is that my monthly household expenses exceed my monthly household income. In order to solve or alleviate this dilemma, I have decided to approach this out of balance condition with thorough, sensible reasoning and research, in hopes that I can lower my monthly expenses. Since I know for a fact that I cannot immediately increase my monthly income, then …
showed first 75 words of 599 total

showed last 75 words of 599 total
…expenses do no begin to climb again. If the expenses start to show a trend of growing in the future, I will utilize the same type of plan defined here to analyze the problem, which will then lead to another solution. However, just by virtue of the fact that I have now established a spreadsheet and am monitoring my accounts more closely than in the past, I do not anticipate that this will happen again.